About
United Stables is a decentralized stablecoin protocol that issues U, a next-generation, yield-bearing digital dollar designed to solve the problem of fragmented liquidity in the crypto ecosystem. Rather than competing as just another standalone stablecoin, United Stables acts as a "liquidity unification layer." It employs a unique stablecoin-inclusive reserve model, allowing users and institutions to mint U using a basket of existing trusted stablecoins (like USDT, USDC, and USD1) as well as fiat and liquid real-world assets (RWAs). This consolidation effectively transforms scattered liquidity across various pools and chains into a single, highly efficient settlement asset.
Technically, the protocol is optimized for the emerging AI economy and autonomous machine-to-machine payments. It natively supports EIP-3009 (gasless, signature-based transfers) and x402-enabled delegated execution, allowing AI agents to perform complex financial tasks without manual human intervention or the friction of managing gas fees. Security is maintained through a hybrid collateralization strategy and integrated On-Chain Proof of Reserves (PoR), providing real-time transparency and verifying that every U token is backed 1:1 by liquid, auditable assets held in segregated custody.
A standout feature of United Stables is its native yield mechanism. Unlike traditional stablecoins that remain idle in a wallet, the protocol invests a portion of its reserves into low-risk, yield-generating assets like short-term Treasury bills. The earnings are then distributed back to U holders through auto-compounding or ecosystem rewards. This positions U as "productive money," suitable for everything from institutional treasury management and cross-border remittances to serves as a primary collateral asset within the BNB Chain and Ethereum DeFi ecosystems.
