To protect against scams, be skeptical of unexpected contacts, never share personal info quickly, use strong unique passwords with multi-factor authentication (MFA)
verify requests directly through official channels, avoid clicking suspicious links/attachments, and keep devices updated with security software, always trusting your instincts if something feels wrong or too good to be true.
General Vigilance
- Trust your gut: If it feels wrong, stop and investigate.
- Be wary of urgency: Scammers create pressure; don't rush decisions.
- Research: Verify companies and requests using official contact info, not what's provided in the suspicious message.
- Say No: Don't be intimidated into immediate action; hang up or delete.
Online & Device Security
- Strong Passwords: Use unique, complex passwords for each account and consider a password manager.
- Multi-Factor Authentication (MFA): Turn it on everywhere possible for an extra security layer.
- Phishing: Don't click links or open attachments in unexpected emails/texts; hover over links to see the real URL.
- Secure Websites: Look for "https://" and a lock icon in the address bar.
- Software: Keep operating systems, apps, and antivirus software updated.
- Public Wi-Fi: Be cautious with sensitive activities on public networks.
Personal Information & Money
- Protect Details: Never give out bank PINs, Social Security numbers, or other sensitive info over the phone/email.
- Secure Mail: Shred documents with personal info before discarding.
- Monitor Accounts: Regularly check bank and credit card statements for unauthorized activity.
- Secure Payments: Use credit cards for online purchases (better fraud protection) and avoid wire transfers to strangers.
Recognizing Scams
Too Good to Be True: Offers that seem unrealistic usually are.
Impersonation: Be suspicious of calls/messages pretending to be from banks, government (IRS), or tech support.
Requests for Unusual Payments: Be wary of demands for gift cards, wire transfers, or crypto.
